There's nothing like waiting until the last minute to do something that is, in all honesty, a pretty big deal. It's true, I just consolidated my student loans today. Tomorrow the interest rates are supposed to rise. It took like 4 hours to get on the website and get everything done. It was a mess. But, now it's over, and that makes me very happy. Hopefully it'll save me money and hopefully it's a good idea.
It's funny how smart people (yes, i'm talking about myself) can do really dumb things like waiting until 12 hours before interest rates are supposed to rise to do something about it.
It took a lot of my brain power.
I'm tired now.